Matt Berkus http://www.mattberkus.com/blog Bankruptcy and Debt Relief Fri, 20 May 2016 02:52:25 +0000 en-US hourly 1 https://wordpress.org/?v=4.4.10 3 Things Not To Do With Your Tax Refund Prior to Bankruptcy http://www.mattberkus.com/blog/tax-refund-prior-to-bankruptcy/ Fri, 20 May 2016 02:52:25 +0000 http://www.mattberkus.com/blog/?p=1354 Don’t Waste Your Tax Refund Prior To Bankruptcy.

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Good and Bad Uses of Chapter 7 Bankruptcy. http://www.mattberkus.com/blog/uses-of-chapter-7-bankruptcy/ Sat, 18 Apr 2015 23:12:08 +0000 http://www.mattberkus.com/blog/?p=1342 This post is more for the do it yourself bankruptcy (pro se bankruptcy) crowd. Too many times I receive calls from people who file chapter 7 bankruptcy without an attorney to find out that they really messed up because they didn’t understand the good and bad uses of chapter 7 bankruptcy. As with anything, you […]

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Bankruptcy Attorney Malpractice – Why Bankruptcy Malpractice is Rare http://www.mattberkus.com/blog/bankruptcy-attorney-malpractice/ Wed, 08 Apr 2015 22:36:29 +0000 http://www.mattberkus.com/blog/?p=1336 Bankruptcy attorney malpractice is rare. It is not that bankruptcy attorneys don’t make mistakes and some bankruptcy attorneys really are bad at what they do, but bankruptcy attorney malpractice is practically non-existent. To understand why, we first need to understand malpractice. What is Attorney Malpractice?  A claim of attorney malpractice is a type of negligence […]

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Philosophy of Bankruptcy – You Can Do Only What is in Your Power to Do http://www.mattberkus.com/blog/philosophy-of-bankruptcy/ Wed, 18 Feb 2015 01:04:43 +0000 http://www.mattberkus.com/blog/?p=1329 One of the guiding principles of my life is to only spend time and energy on those things over which I can affect and control. I can do only that which I have the power to do. This concept is implied by the truth that time is the only, truly, limited resource. Once time is […]

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In Re Mallo, 10th Circuit Court Kicks in the Teeth the Ability to Discharge Back Taxes http://www.mattberkus.com/blog/in-re-mallo-10th-circuit-court/ Fri, 30 Jan 2015 03:40:58 +0000 http://www.mattberkus.com/blog/?p=1319 The 10th Circuit Court of Appeals just gutted the ability of many debtors to discharge back taxes in bankruptcy. The case is In Re Mallo, et al and was issued December 29, 2014. The decision holds that income tax arising from a late filed tax return cannot be discharged in bankruptcy. There is a tad […]

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Bankruptcy Petition Preparers, The Risk You Don’t Know http://www.mattberkus.com/blog/bankruptcy-petition-preparers-the-truth/ Tue, 30 Dec 2014 18:11:29 +0000 http://www.mattberkus.com/blog/?p=1309 Typical bankruptcy petition preparers charge $200.00. Do you think they have the means, duty, or incentive to safeguard the sensitive and private information you are providing for them to prepare your bankruptcy petition? Bankruptcy petition preparers are non-attorneys who offer to fill out the bankruptcy forms based on the information you provide. However, since bankruptcy […]

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Change Your Perception of Value, The $7 to $1 Rule http://www.mattberkus.com/blog/change-your-perception-of-value/ Thu, 13 Nov 2014 21:37:05 +0000 http://www.mattberkus.com/blog/?p=1300 If you change your perception of value, you can change your life in so many positive ways. Imagine if you will that a Starbuck’s Venti Pumpkin Spice, Double Whip, Latte cost you $35 instead of $5 (with tax).  What if that Chipotle Steak Burrito cost you $46.55 instead of $6.65? What changes would you make? […]

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Do You Need Bankruptcy? 60 Day Debt Free Challenge http://www.mattberkus.com/blog/do-you-need-bankruptcy/ Fri, 07 Nov 2014 01:12:05 +0000 http://www.mattberkus.com/blog/?p=1295 Do you know if you need bankruptcy? Are you willing to admit to yourself that you need bankruptcy? No one wants to file bankruptcy. However, debt ruins lives, not bankruptcy. The first step to deciding to file bankruptcy is recognizing that you need bankruptcy. How do you do that in a simple, objective way? Introducing […]

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How to Go To College for Free, or Almost Free http://www.mattberkus.com/blog/go-to-college-for-free/ Thu, 23 Oct 2014 21:51:59 +0000 http://www.mattberkus.com/blog/?p=1288 Is it possible to go to college for free. If you do it right, you can attend college in the U.S. for free, or nearly free. Student loans are increasingly becoming a financial death sentence, especially for the student’s parents. Nearly all student loan products available require a co-signer; unemployment is still high and employment […]

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Are you a Debt Hoarder, What Is a Debt Hoarder? http://www.mattberkus.com/blog/debt-hoarder/ Tue, 09 Sep 2014 18:32:50 +0000 http://www.mattberkus.com/blog/?p=1281 Eureka! I finally came up with a unique and apt name for a condition I see too often, debt hoarder. A debt hoarder is someone who holds onto debt and won’t take proactive steps to remove the debt. Just like a hoarder accumulates and holds onto things, a debt hoarder holds onto debt and reaches […]

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